Ceelox ID
Online™, a server-based biometric software application,
enables users to securely authenticate user identities for
access to internet sites or networks or to take an
action such as transferring money or punching an
online time clock. Ceelox ID Online™
enrolls new users remotely (at the user site), or at a
physical site designated by our customer.
Ceelox ID Online SDK
(software developer kit) is a powerful tool that can be
purchased for integration or is available as a monthly
service.
With Ceelox ID Online™, an enterprise can quickly and easily add a
strong biometric authentication layer to their existing
online security measures.
Typical authentication strategies rely on passwords, which
can be shared, lost or stolen. Enterprises that rely on user
names and passwords alone (or on other
"single-factor" authentication strategies)
may be providing access to sensitive Internet sites or
networks to unauthorized individuals. Ceelox ID Online™ adds
a strong second factor of authentication, insuring that only
authorized individuals can access critical data.
Ceelox ID Online™
also provides enterprises with a strong audit
trail of user identity - an accurate record of
who accesses critical data or applications and
when.
The rate of identity theft-related fraud has risen sharply since 2003,
a report from research firm
Gartner shows that from mid-2005 until
mid-2006, about 15 million Americans were victims of fraud
that stemmed from identity theft. Since 2003, millions of
internet users have experienced identity fraud, resulting in
losses of more than 50 billion dollars to businesses and
consumers. Identity theft is being propelled forward by explosive
growth in phishing and malware. Recent guidelines issued by
the Federal Financial Institutions Examination Council
(FFIEC) require financial institutions
to move beyond single-factor authentication when verifying
user identity.
However, any online application accessible via username and
password that would benefit from greater security would
benefit from the easy to integrate additional security layer
provided by Ceelox ID Online™
How It Works
Ceelox ID Online™ acts as an additional layer of online
authentication security. The majority of all internet users
access websites that are currently protected by user name and
password. Online banking or investment sites, internet
auction sites, credit related websites, social networking
sites and the list goes on.
Now, Imagine for a moment that your username and
password to access these sites has been stolen, lost, or shared. Anyone
that has your user name and password can now gain access.
Ceelox ID
Online™ changes that by adding a biometric layer of security
using your unique
fingerprint.
Now when a customer navigates to a secure website that requires a
username and password to gain access, the user is required to
know not only their user name and password to gain access to
the desired online banking site, corporate website,
registered member page, restricted login page, or secure web
based application; the user must also complete a successful fingerprint
scan. 
Ceelox ID Online™
offers true multi-factor authentication
by requiring not only the factor of what a user knows
(username and password) but also what they are (a fingerprint
scan). Usernames and passwords alone are simply not enough
security.
Ceelox ID Online™
prevents identity thieves and other unauthorized users from
gaining access to critical online data, systems, and
applications. New users can enroll at a customer designated
location or remotely over the web.
Ceelox ID Online™ provides true multi-factor
authentication with the swipe of a finger.